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Better Home Card: how to apply

Keep reading and find out how the application process for the Better Home Card works. You can get the funds you need to improve your home with a few simple steps!

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Better Home Card: enjoy the ease of application and interest rate discounts

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Learn how to apply for the Better Home Card. Source: The Insider Advisor

Are you interested in learning how to apply for the Better Home Card? Then you’re in the right place! This unsecured line of credit will help you easily pay for home renovations.

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Card

Better Home

20% cash back Apply online

Competitive interest rates! Up to $50,000 line of credit.

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Plus, it gives you up to 20% cash back on select retailers. Keep reading and find out how to get your Better Home Card today! Let’s get started!

How to apply on the website

To apply for the Better Home Card, you must first access the Better.com website. Then, select the “Home Improvement Loan” option.

At this point, you’ll be redirected to the Better Home Card page. Next, press “Get Your Card” to start your application.

First, you must provide a phone number, and Better will text you a verification code.

If you already have a Better Mortgage, they’ll import your application data for your Better Home Card application.

If not, you’ll have to provide your basic information, including your name, home address, and Social Security number.

Also, Better will require your income and employment information. After providing all the requested information, they will run a credit check, which won’t impact your credit history.

After that, you’ll see which loan amount and interest rate you qualify for. And, if approved, you’ll receive your Better Home Card in 3 to 7 days.

Requirements 

Better Home Card has some eligibility requirements that new applicants must meet.

They must have a credit score of at least 680. Also, they must have a debt-to-income ratio of no more than 50%.

Find other options: Upstart Personal Loans

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Compare your options before making a decision! Source: Freepik

If Better Home Card doesn’t seem like the right option for you, don’t worry. We have another great option ready for you.

Meet Upstart Personal Loans, a lender that accepts all types of credit and delivers fast funding. Also, it allows borrowers to take customized payment dates.

Plus, Upstart provides free financial education for its borrowers. Great, right? Below, let’s compare Better Home Card and Upstart Personal Loans’ main features.

Better Home CardUpstart Personal Loans
Credit Score680 or more;All types of credit;
Loan PurposeOnly for home-related expenses, including appliances, home entertainment, furniture, renovations, and home repairs;Debt consolidations; credit card consolidation, wedding, moving and medical expenses, home repairs, and more;
Loan Amounts$5,000 up to $50,000;$1,000 to $50,000;
APRSee terms;5.60% to 35.99%;
Terms3 or 5 years;Three or 5-year terms;
Origination FeeN/A;Up to 8% of the personal loan amount;
Late FeeSee term;5% of the past due amount or $15, whichever is greater;
Early Payoff PenaltyN/A.N/A.

Has Upstart Personal Loans got your attention? Great! Keep reading and find out how to apply for this lender! The following article will provide all the information you need!

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Upstart Personal Loans: how to apply

Read on to learn how to apply for the Upstart Personal Loans. This lender delivers simple and fast applications! Get pre-approved in minutes!

About the author  /  Beatriz Vieira

Beatriz Vieira is a producer and copywriter who is part of the finance writer team in this portal. She has a degree in Journalism and aims to improve her bilingual writing skills. Her subjects of most significant interest are culture, finances, and self-development.

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