Credit Cards

How to apply for Blue Cash Preferred® Card from American Express

Fair Credit, Outstanding Rewards: Unveil the potential of the Blue Cash Preferred® Card by American Express, offering up to $8,000 limit and generous cashback options. Your journey to credit excellence starts here.

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What you need to know to be approved for the Blue Cash Preferred® Card from American Express

The card’s attractive welcome offer makes the Blue Cash Preferred® a must-consider for reward seekers. – Source: Freepik
card

Credit Card

Blue Cash Preferred®

Blue Cash Card

Find out ho to apply now and take the first step towards a brighter tomorrow.

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When delving into the realm of credit cards, a standout choice for individuals with fair credit is the Blue Cash Preferred® Card from American Express. With 6% cash back on supermarkets and grocery stores and 3% on gas stations and public transportation, it can save you a good chunk of change at the end of the year.

This figure is particularly impressive for those aiming to achieve financial flexibility and enhance their credit history. Let’s delve deeper into the details.

Process for Card Application on the Official Website

Thanks to the conveniences of the digital era, tasks like applying for a credit card can be effortlessly accomplished from the comfort of your own home. Here’s a step-by-step guide on how to do so:

card

Credit Card

Blue Cash Preferred®

Blue Cash Card

Join the ranks of the successful – find out how to apply now to start your journey.

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  1. Visit the Official American Express Website: Begin by navigating to the official American Express website. Look for the dedicated ‘Credit Cards’ section.
  2. Locate the Blue Cash Preferred® Card: Among a variety of card options, search for the Blue Cash Preferred® Card. You can scroll through the options or utilize the search bar.
  3. Click on the ‘Apply Now’ Button: The ‘Apply Now’ button is typically prominently displayed and will lead you directly to the application process.
  4. Complete the Application Form: A standard application form will appear. Provide accurate details such as your name, address, social security number, employment information, and more. Ensuring precision is crucial to avoid any potential hiccups.
  5. Submit and Await a Response: Once all necessary fields have been filled out, submit the application. In most instances, you’ll receive a swift response, although occasionally it may take a few business days.

Requirements for Application

Experience financial flexibility with introductory APR offers from the Blue Cash Preferred®. – Source: Freepik
  • Fair Credit Score: Given that this card is designed for those with fair credit, a credit score in the mid-600s could be advantageous. However, the precise required score might vary.
  • Proof of Income: Demonstrating the ability to handle credit, especially with a generous credit limit, is pivotal. This could entail providing employment or income verification.
  • Valid Identification: Acceptable forms of identification include a driver’s license, passport, or any government-issued ID.
  • U.S. Mailing Address: Communication and card delivery necessitate a valid United States mailing address.

Comparison: Blue Cash Preferred® vs. Capital One® SavorOne® Cash Rewards

With advanced security features, the Blue Cash Preferred® ensures every transaction is protected. – Source: Freepik

Blue Cash Preferred®

  • Credit Limit: Unfortunately, American Express does not disclose specific credit limit ranges for any of their cards. The credit limit they assign to you after approval will depend on several factors. There is a possibility of a credit limit up to $8,000 for those with fair credit.
  • Cashback Benefits: Offers substantial cashback on categories such as groceries, gas, and select streaming services.
  • Annual Fee: Although there is an annual fee, the benefits often outweigh the cost.
  • Introductory APR Period: Presents a variable introductory APR period at times.

Capital One® SavorOne® Cash Rewards

  • Credit Limit: Credit limit varies based on creditworthiness but remains competitive.
  • Cashback Benefits: Provides high cashback rewards for dining, entertainment, and grocery store purchases.
  • Annual Fee: Appeals to many due to the absence of an annual fee.
  • Introductory APR Period: Offers a competitive introductory APR period for purchases.

While both cards boast unique advantages, your decision should align with your spending habits and financial objectives.

card

Credit Card

Capital One® SavorOne®

Capital One® Card

Find out how to apply now and let your potential blossom in a new environment.

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About the author  /  Beatriz Martinez

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