Credit Cards

Apply for the First Access Visa® Card: find out how

Find out about this credit card and how to apply online. Applying is easy! See how the application process works in this article.


First Access Visa® Card: Fast and easy application process

First Access Logo
Apply for the First Access Visa® Card! Source: First Access

If you want to apply for the First Access Visa® Card and start building your credit history today, you’re in the right place.


Credit Card

First Access Visa®

low score build credit

Qualify with bad credit. Easy application process.

You will be redirected to another website

This credit card accepts applicants with bad credit and charges no security deposit. So if you’re interested in the application process works, read on and learn how to apply in detail.

Online application

To apply, you’ll fill out your personal information. They’ll require your name, home address, and contact info. Next, you must answer whether you have an active checking account or not.

Furthermore, on the page, you’ll get to choose your credit card’s design, select the requested boxes and click “Submit Information.”

Then, you’ll fill out some more questions about your financial information and provide your social security number.

Fill the requested boxes out and submit your application form.

Once you submit all the requested information, you’ll get a result in only 60 seconds

If you’re approved, you must pay a one-time program fee, and then you can start enjoying your new credit card’s features.

Apply on the mobile app

First Access Card offers a great mobile app for its customers, but you can only apply for this credit card through the website.

However, once you’re accepted, you can enjoy this First Access Card Mobile App to manage your account since it offers great features.

For example, you can view your transactions and statements and make payments.

First Access Visa® Card or Mercury® Mastercard®?

Excited woman holding credit card and using laptop computer stoc
First Access Visa® Card! Source: Adobe Stock

Want to take a look at another credit card option? Then meet the Mercury® Mastercard®.

This unsecured credit card, issued by First Bank & Trust, is a great option for anyone looking to save money with fees.

It charges no annual fee and is a good way to build or rebuild a credit score. Compare below both cards’ features!

First Access Visa® Card

  • Credit Score: 300 or higher;
  • Annual Fee: $75 for the first year. Then, $48.00;
  • Regular APR: 34.99%;
  • Welcome bonus: N/A;
  • Rewards: N/A.

Mercury® Mastercard® 

  • Credit Score: At least 580;
  • Annual Fee: $0;
  • Regular APR: Variable APR of 28.49%-30.49;
  • Welcome bonus: N/A;
  • Rewards: N/A.

Interest in the Mercury® Mastercard®? Then read the article below and learn how to apply for it. We’ll explain every detail of the application process!

Mercury® Mastercard® credit card

Apply for the Mercury® Mastercard® card

Want to enjoy a credit card with no annual fee and raise your credit? Then read this article and learn how to apply for the Mercury® Mastercard® card now!

About the author  /  Beatriz Vieira

Beatriz Vieira is a producer and copywriter who is part of the finance writer team in this portal. She has a degree in Journalism and aims to improve her bilingual writing skills. Her subjects of most significant interest are culture, finances, and self-development.

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