Mortgages

Freedom Mortgage: how to apply

Are you ready to become a homeowner? Then keep reading and learn how the Freedom Mortgage application process works. Prequalify online in five minutes and enjoy full support from this lender.

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Freedom Mortgage: easy online prequalification and several mortgage options

Freedom Mortgage logo
Read on and learn how to apply for the Freedom Mortgage! Source: The Insider Advisor

If you want a lender who offers facilities to customers seeking their dream first-home and even enjoy a monitor program to alert better rates, you must apply for Freedom Mortgage!

card

Mortgage

Freedom

Full Support #1 VA and USDA

Multiple loan options and full customer support throught the application process.

You will be redirected to another website

This lender will help you achieve home ownership with a few steps. Keep reading to see in detail what is needed to complete the application!

How to apply on the website

Freedom Mortgage has many loan options, including government-backed loans such as VA, FHA, and USDA. Furthermore, it covers all 50 U.S. states.

To start your journey as a homeowner, you’ll first have to get prequalified by completing a short form on their website. They have an easy-to-find button on their landing page!

Next, you’ll need to provide your basic information. Once you finish this step, they’ll make a soft credit check, and a loan advisor will contact you by phone to complete your application.

At this point, Freedom Mortgage will analyze your debt-to-income ratio, check your Social Security Number, and request all necessary documents.

They’ll send a login link by e-mail, and you’ll be able to check the previously provided information and upload all the essential documentation via their online platform. 

Nevertheless, you can only close your mortgage in person with a Freedom Mortgage loan officer. But don’t worry! They will be ready to help you!

Requirements

As we showed before, the minimum credit score requirement to apply for the Freedom Mortgage depends on the loan you want to get.

As a result, you might qualify with as low as 550 for VA and FHA loans or 620 for conventional loans. Remember to check on the lender’s website!

They will also need a list of documents, including copies of pay stubs, W-2s, and bank statements. Moreover, there is a checklist with all documents needed on their website.

Apply on the mobile app

Happy Middle Eastern Businesswoman Using Laptop Sitting At Workplace
Freedom Mortgage offers a simple prequalification process. Source: Adobe Stock

Despite not being possible for borrowers to apply for Freedom Mortgage through the website, it offers a great app with very interesting features to customers.

Through this platform, it’s possible to pay bills, set up recurring payments, and also check the application status.

Additionally, it’ll be even easier to track better rates with the Freedom Mortgage Eagle Eye program through the app, which grants you an opportunity to save money.

Find other loan options: NASB Mortgage

Surely, Freedom Mortgage is a great option for tracking lower rates. But if you think this isn’t your best choice, no problem! Here is another one!

Check out NASB Mortgage! This lender has some great features, such as Bank Statement loans focused on self-employed borrowers.

Plus, they don’t charge lender fees for their VA loans! Need more? Then let’s compare both lenders’ main features.

Freedom MortgageNASB Mortgage
Credit Scoreat least 550;620 or more;
Loans OfferedFHA, VA, USDA, Conventional, Jumbo, fixed-rate, adjustable-rate, Refinancing, Investment property;FHA, VA, Jumbo, Fixed, Adjustable, Purchase, Refinancing.
Minimum Down Paymentas low as 3%;as low as 3%
APRSee terms;See terms;
Termsup to 30-year terms.up to 30 years.

Want to know more about how NASB mortgage works? Read our next article and learn how to apply for this lender!

NASB logo

NASB Mortgage: how to apply

Applying for a mortgage doesn't have to be difficult. Learn how to apply for the NASB mortgage! Enjoy a user-friendly application!

About the author  /  Luis Felipe Regueira

I needed to learn about finances when I was in culinary school and wanted to save money to start my own business. So I haven't stopped because I believe studying and writing about the topic can help more people achieve their goals. Currently, I write about finances and run a small coffee shop.

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