Homefinity Mortgage: how to apply
Find out how to apply for the Homefinity Mortgage. We’ve made the application process simple for you! Read on to learn more about it and the minimum borrowing requirements for this lender.
Homefinity Mortgage: Simple and fast application
Do you want to learn how to apply for Homefinity Mortgage? Great! Then you’re in the right place. We’ve made the application process easy so that you can start your home-buying journey.
Plus, you can apply anytime or night and receive a fast decision. So what are you waiting for? Start your mortgage application today! Let’s get started.
How to apply on the website
You’ll need to access their website to apply for the Homefinity Mortgage. For that reason, Homefinity.com provides an intuitive and convenient application.
Select the “Apply Now” button to get started. Then, you’ll have to fill out a prequalification form.
In the form, you’ll have to inform if you’re already working with a loan officer, what type of property you intend to buy, where you intend to make the purchase, and its price.
Next, you’ll have to inform your name and email address to access the rates. After that, you’ll receive a customized quote. The process is fast, and you can get preapproved within one day.
After preapproved, gather your documents, such as bank statements and credit reports to submit them. This process can be made fully online.
At this point, a Homefinity loan officer will contact you to help you go through the rest of the mortgage application process.
The closing time will depend on multiple factors, but it usually takes 30 days.
The minimum borrowing requirement will vary depending on the loan product you’re applying for.
Also, Homefinity Mortgage requires a minimum credit score of 620 and a minimum down payment of as little as 3% for a conventional loan.
Nevertheless, Other loan types, like VA and USDA, will have different credit score requirements and allows borrowers to qualify with zero down payment.
Apply on the mobile app
Homefinity also provides a great mobile app to its customers. The Homefinity Xpress is available for download at the Google Play Store and the Apple Store.
Borrowers can easily prequalify and access customized quotes by providing basic information, including name, property type, and price.
Furthermore, the Homefinity Xpress mobile app allows customers to manage their mortgages, submit documents, view statements, make payments, and more.
Find other loan options: Guaranteed Rate Mortgage
If you don’t like what Homefinity Mortgage offers, no problem. We have another great lender option ready for you.
Guaranteed Rate Mortgage is a lender based in Chicago. Moreover, it offers home loans throughout the U.S. and delivers a fully online application.
With multiple loan products available, this lender delivers helpful tools to help borrowers throughout their mortgage application process.
Below, let’s check the main features of Homefinity and the Guaranteed Rate Mortgages. This might help you make a more informed decision.
|Guaranteed Rate Mortgage
|At least 620;
|620 or higher;
|Conventional, jumbo, FHA, VA, USDA, fixed, and adjustable rate. Rate-and-terms, cash-out, and streamline refinancing;
|Purchase and refinance. Jumbo loans, Fixed- and Adjustable-rate loans, FHA, VA, and USDA;
|Minimum Down Payment
|As little as 3%;
|As little as 3%;
|15 and 30-year periods.
|Up to 30 years.
Are you interested in learning more about the Guaranteed Rate Mortgage? Great! The following article will explain everything your need! Keep reading to learn more.
About the author / Beatriz Vieira
New American Funding Mortgage review: rates, terms, and more
Needing a home loan with a lower down payment and rate transparency? Then check our New American Funding Mortgage review!Keep Reading
Buying a house in 2023: your step-by-step guide
Here's everything you need to know about buying a house in 2023. Ensure your financial future and achieve homeownership.Keep Reading
Netspend® Prepaid Card review: rates, pros and cons
Looking for a prepaid card? Check out our Netspend® Prepaid Card review! Earn cash back on select merchants. Apply with no credit check!Keep Reading
You may also like
How to move out of your parents’ house: a step-by-step guide
Are you wondering how to move out of your parents' house? Don't worry, we've gathered the best tips to help you! Start your journey today!Keep Reading
Honest Loans: how to apply
Find out how to apply for Honest Loans services! Easy and fast application process. Get the money you need in one business day!Keep Reading