Mortgages

Homefinity Mortgage: how to apply

Find out how to apply for the Homefinity Mortgage. We’ve made the application process simple for you! Read on to learn more about it and the minimum borrowing requirements for this lender.

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Homefinity Mortgage: Simple and fast application

Homefinity logo
Keep reading and learn how to apply for the Homefinity Mortgage. Source: The Insider Advisor

Do you want to learn how to apply for Homefinity Mortgage? Great! Then you’re in the right place. We’ve made the application process easy so that you can start your home-buying journey.

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Mortgage

Homefinity

Online Apply now

Multiple loan products. Fast and simple preapproval process.

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Plus, you can apply anytime or night and receive a fast decision. So what are you waiting for? Start your mortgage application today! Let’s get started.

How to apply on the website

You’ll need to access their website to apply for the Homefinity Mortgage. For that reason, Homefinity.com provides an intuitive and convenient application.

Select the “Apply Now” button to get started. Then, you’ll have to fill out a prequalification form.

In the form, you’ll have to inform if you’re already working with a loan officer, what type of property you intend to buy, where you intend to make the purchase, and its price.

Next, you’ll have to inform your name and email address to access the rates. After that, you’ll receive a customized quote. The process is fast, and you can get preapproved within one day.

After preapproved, gather your documents, such as bank statements and credit reports to submit them. This process can be made fully online.

At this point, a Homefinity loan officer will contact you to help you go through the rest of the mortgage application process.

The closing time will depend on multiple factors, but it usually takes 30 days.

Requirements

The minimum borrowing requirement will vary depending on the loan product you’re applying for.

Also, Homefinity Mortgage requires a minimum credit score of 620 and a minimum down payment of as little as 3% for a conventional loan.

Nevertheless, Other loan types, like VA and USDA, will have different credit score requirements and allows borrowers to qualify with zero down payment.

Apply on the mobile app

Homefinity also provides a great mobile app to its customers. The Homefinity Xpress is available for download at the Google Play Store and the Apple Store.

Borrowers can easily prequalify and access customized quotes by providing basic information, including name, property type, and price.

Furthermore, the Homefinity Xpress mobile app allows customers to manage their mortgages, submit documents, view statements, make payments, and more.

Find other loan options: Guaranteed Rate Mortgage

happy girl with boxes moves to new apartment
Compare your options before deciding. Source: Adobe Stock

If you don’t like what Homefinity Mortgage offers, no problem. We have another great lender option ready for you.

Guaranteed Rate Mortgage is a lender based in Chicago. Moreover, it offers home loans throughout the U.S. and delivers a fully online application.

With multiple loan products available, this lender delivers helpful tools to help borrowers throughout their mortgage application process.

Below, let’s check the main features of Homefinity and the Guaranteed Rate Mortgages. This might help you make a more informed decision.

Homefinity MortgageGuaranteed Rate Mortgage
Credit ScoreAt least 620;620 or higher;
Loans OfferedConventional, jumbo, FHA, VA, USDA, fixed, and adjustable rate. Rate-and-terms, cash-out, and streamline refinancing;Purchase and refinance. Jumbo loans, Fixed- and Adjustable-rate loans, FHA, VA, and USDA;
Minimum Down PaymentAs little as 3%;As little as 3%; 
APRSee terms;See terms;
Terms15 and 30-year periods.Up to 30 years.

Are you interested in learning more about the Guaranteed Rate Mortgage? Great! The following article will explain everything your need! Keep reading to learn more.

Guaranteed Rate logo

Guaranteed Rate Mortgage: how to apply

Learn how to apply for the Guaranteed Rate Mortgage! Fast and easy application process! Competitive interest rates! Keep reading for more.

About the author  /  Beatriz Vieira

Beatriz Vieira is a producer and copywriter who is part of the finance writer team in this portal. She has a degree in Journalism and aims to improve her bilingual writing skills. Her subjects of most significant interest are culture, finances, and self-development.

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