Credit Cards

Apply for the Merit Platinum Card: find out how

Not sure if you qualify to apply for the Merit Platinum Card? Find out how to get the Merit Platinum card with bad credit or no credit and enjoy a 0% APR! Read on to learn how to apply!


Merit Platinum Card: Fast and easy application, qualify with no credit!

apply Merit Platinum Card
Apply for Merit Platinum Card! Source: The Insider Advisor

This credit card is issued by Horizon Financial Services; it is perfect for customers who want to establish or rebuild their credit history. Want to apply for the Merit Platinum Card?


Credit Card

Merit Platinum

Apply Online 0% APR

Qualify with bad score. 0% APR!

You will be redirected to another website

Then you’ve come to the right place! This blog post will tell you everything you need to know about the application process. So keep reading for all the details.

Online application

You can easily apply for the Merit Platinum Card, and with a few simple steps, you can start making purchases on your card.

First, in the application page, you need to inform your email and your zip code. Further on the page, agree with all the information and policies of the card’s issuer.

Next, you will inform your other personal information, such as name, phone number, and address.

Then, fill in your financial info and submit your profile. In seconds, you’ll get to know if you’re approved or not!

Apply on the mobile app

apply Merit Platinum Card
Learn how to apply for this credit card! Source: The Insider Advisor

The Merit Platinum Card is a great way to improve or build a score if you don’t have one. Unfortunately, the card issuer does not offer mobile app services.

The card can only be used online at the Horizon Outlet, and you can only apply for the Merit Platinum Card through the website.

Merit Platinum Card or FIT Mastercard® Card?

The Merit Platinum Card isn’t what you’re looking for? No hard feelings. We have another credit card option ready for you!

The FIT Mastercard® card is designed for applicants with bad credit. You may qualify for this card even if you have bad or no credit. It also reports your payment to multiple credit bureaus. 

Below, take a closer look at both card’s rates and see which one fits your wallet.

Merit Platinum Card

  • Credit Score: There are no credit score requirements;
  • Annual Fee: $177.24, which will be paid in a $14.77 monthly fee;
  • Regular APR: 0% APR;
  • Welcome bonus: N/A;
  • Rewards: N/A.

FIT Mastercard® Card

  • Credit Score: Qualify with a low score;
  • Annual Fee: N/A;
  • Regular APR: 29.99%;
  • Welcome bonus: N/A;
  • Rewards: N/A.

If you think that the FIT Mastercard® Card is a better card option for you, check out how to apply for it in our post below!

FIT Mastercard® credit card

Apply for the FIT Mastercard® credit card

Applying for the FIT Mastercard®'s credit card is really simple and fast. You can apply online and get results in seconds! Learn how to apply for this card now!

About the author  /  Beatriz Vieira

Beatriz Vieira is a producer and copywriter who is part of the finance writer team in this portal. She has a degree in Journalism and aims to improve her bilingual writing skills. Her subjects of most significant interest are culture, finances, and self-development.

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