Credit Cards

Apply for the Petal® 1 “No Annual Fee” Visa® Credit Card: find out how

Looking for a credit card with no annual fee? Look no further than the Petal® 1 "No Annual Fee" Visa® Credit Card. Learn more about how to apply and start enjoying its benefits today!


Petal® 1 “No Annual Fee” Visa® Credit Card: Easy application process

Petal Logo
Apply for the Petal® 1 “No Annual Fee” Visa® Credit Card! Source: Petal

Wondering how to apply for the Petal® 1 “No Annual Fee” Visa® Credit Card and start enjoying its perks? So you’re in the right place! 


Credit Card

Petal® 1 Visa®

Cash back Visa Benefits

Pay no annual fee! Qualify with bad credit!

You will be redirected to another website

This credit card charge no fees and offer up to 10% cash back on select merchants. Plus, you might qualify with bad or no credit! So keep reading and find out how to apply for it!

Online application

Apply for the Petal® 1 “No Annual Fee” Visa® Credit Card! Source: Freepik

You can apply for the Petal® 1 “No Annual Fee” Visa® Credit Card through the Petal Card website. 

On the website, you must fill out a pre-qualification form with your information. They’ll ask for your name, email address, phone number, social security number, or individual tax identification number.

Once you have filled in every requested item, select the box confirming you agree with the card’s issuer policies. Then submit the pre-qualification form.

Since Petal offers more than one credit card option, keep in mind that you will be evaluated for multiple petal credit products. 

So if you pre-qualify for the Petal® 1 “No Annual Fee” Visa® Credit Card, select the right option and submit the application form. It’s done! In seconds you’ll get to know if you’re approved or not for this credit card.

Apply on the mobile app

Petal offers a great mobile app for its customers. They can manage their account, track their credit score, set a budget, and make payments. 

The Petal app is an excellent tool for cardholders. However, you can apply for the Petal® 1 “No Annual Fee” Visa® Credit Card exclusively through the Petal Card website.

Petal® 1 “No Annual Fee” Visa® or Upgrade Card?

Still, think the Petal® 1 “No Annual Fee” Visa® Credit Card isn’t the right choice for you? Then we have another option available that might be what you need!

The Upgrade Card is an excellent option if you’re looking for lower fees and flexibility. It can be used as a credit card or a personal loan product. Plus, you get 1.5% cash back on purchases! 

Great perks, right? Let’s compare both cards’ details:

Petal® 1 “No Annual Fee” Visa® Credit Card

  • Credit Score: Qualify with bad or no credit.
  • Annual Fee: $0
  • Regular APR: 22.4% – 31.74% variable APR.
  • Welcome bonus: N/A
  • Rewards: Up to 10% cash back in select merchants.

Upgrade Card

  • Credit Score: 690 or higher.
  • Annual Fee: No annual fee
  • Regular APR: 8.99% – 29.99% 
  • Welcome bonus: N/A
  • Rewards: 1.5% cash back on payments

Are you interested in the Upgrade Card? So read our post below and learn more about its application process.

Upgrade Card

Apply for the Upgrade Card: find out how

Learn how to apply for the Upgrade card and get cash back rewards. Fast, easy application process! Pay no annual fee.

About the author  /  Beatriz Vieira

Beatriz Vieira is a producer and copywriter who is part of the finance writer team in this portal. She has a degree in Journalism and aims to improve her bilingual writing skills. Her subjects of most significant interest are culture, finances, and self-development.

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