Real Genius Mortgage: how to apply

Discover how the full online application of Real Genius works, and enjoy today! Get pre-approved in 15 minutes! Stick around to learn more!


Real Genius Mortgage: Save on lender fees!

Real Genius Mortgage logo
Learn how to apply for Real Genius Mortgage! Source: The Insider Advisor

Discover how to apply online for Real Genius Mortgage today! This lender offers competitive rates and many perks.



Real Genius

Online Fast and Simple

Fast closing and competitive rates!

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So if you’re looking to buy a new home, this lender can surely help! So read on and find out!

How to apply on the website

If you’re looking to buy a new home, you certainly can find a great mortgage option with this lender.

To apply for Real Genius Mortgage, go to their website and start a prequalification online. First, access the lender’s homepage, and select “Apply Now.”

You’ll have to fill out a quick form with your personal and financial information. Also, provide information regarding the loan you intend to take!

Once you fill in all the requested info, the tool will give you several scenarios of the rates available for your case.

Simply choose one to prequalify next! Then create an account and follow the process to apply for the Real Genius loan!


Despite its lack of information, Real Genius requires a minimum credit score of 620 for its applicants!

Still, this lender offers a more personalized experience.

To know rates and more, you need to give financial information, your location, property value, and others.

Once you complete this step, you can enjoy its website tool’s full potential!

They will give several simulations, including showing the best APR or fees and the most popular ones.

Website adapted to the mobile experience

Enjoy a website adapted to the mobile experience! Source: FreePik

This lender does not have a mobile app. Thus, you can only apply for Real Genius Mortgage through their website.

Their website is fully adapted to the mobile experience!

Also, by creating an account, you can enjoy all the tools!

You can apply for, contact a loan specialist and track the status of applications and loans borrowed.

Find other loan options: Freedom Mortgage

Borrowers can find a great way to start or continue their homeownership journey on Real Genius Mortgage. 

The lender brings great features and flexibility, as we’ve shown before. But if you want the best deal, look at all the available options!

Then meet Freedom Mortgage! One of the largest lenders in the U.S., present in all 50 states, and a friendly first-time buyer program!

Check the main features of both lenders and discover which one better fits your needs!

Real Genius MortgageFreedom Mortgage
Credit Score620 or higher;At least 550;
Loans OfferedConventional, Fixed and Adjustable rates; Jumbo; FHA, VA and Refinance;FHA, VA, USDA, Conventional, Jumbo, fixed and adjustable-rate, Refinancing, Investment property;
Minimum Down PaymentNot disclosed;3%;
APRPrequalify for personalized rates;Not disclosed;
Terms10 up to 30-year terms.30 years or more.

Has Freedom Mortgage got your attention? Then check out how to apply for this lender in the following article!

Freedom Mortgage logo

Freedom Mortgage: how to apply

Find out how to apply for the Freedom Mortgage! Prequalify for this #1 VA and FHA lender today! Keep reading for more information.

About the author  /  Luis Felipe Regueira

I needed to learn about finances when I was in culinary school and wanted to save money to start my own business. So I haven't stopped because I believe studying and writing about the topic can help more people achieve their goals. Currently, I write about finances and run a small coffee shop.

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