Rocket Personal Loan: how to apply

Find out how to apply for and what are the requirements for the Rocket Personal Loan! Get the money you need today! Pay no early payoff penalty!


Rocket Personal Loan: Easy and quick application

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Learn how to apply for the Rocket Personal Loan! Source: Rocket

Do you want to learn how to apply for the Rocket Mortgage Loan? Then we can help you! This article will answer all your questions!


Personal Loan


Online Rate discount

No early payoff fee! Quick funding!

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This lender offers a wide range of loan amounts and a fully digital application process! Keep reading to learn all the details and another great personal loan option! Let’s go!

How to apply on the website

Applying for Rocket Personal Loan is simple! Rocket will request your personal information, including your full name, current address, Social Security Number, and more.

After filling out the form, check the information to ensure it is all correct and submit it. Next, you’ll be able to see what personal loan offers are available for you.

Consequently, you’ll choose your loan amount, term, and rates. The next step is providing additional information, such as a bank account and documents.

Once you send all the requested documents, you’ll have to agree to the final terms, and a hard inquiry will be run into your credit history.

After approval, Rock will transfer the personal loan amount on the same day. This way, you’ll get fast access to the money you need! Great, right?


Rocket Personal Loan requires a minimum credit score of 640 for its applicants. Also, they must be at least 18 years old, a U.S. resident, and have a valid Social Security number.

Additionally, they must have a minimum annual income of $24,000 and a debt-to-income ratio of at least 40%.

Apply on the mobile app

Rocket Personal Loan does not offer a mobile app to its borrowers. Therefore, you can only apply for and manage your personal loan through the Rocket Loan website.

Find other loan options: Upgrade Personal Loan

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Find out the requirements and how to apply for the Rocket Personal Loan! Source: Adobe Stock

No problems if you don’t think Rocket Personal Loan is the right product for your current needs! We have another great lender ready for you!

Meet Upgrade Personal Loan! This lender offers a large range of loan amounts and rate discounts for its customers.

This loan can be used for many purposes, and no prepayment fee is charged!

Let’s compare Rocket Personal Loan and Upgrade Personal Loan’s main features and find out which will fit you best!

Rocket Personal LoanUpgrade Personal Loan
Credit ScoreFair credit – at least 640;650 or more;
Loan PurposeDebt consolidation, home repairs, medical expenses, auto expenses, and more;Multiple purposes, including consolidating debt, credit card refinancing, home improvements, large purchases, and more;
Loan Amounts$2,000 up to $45,000;$1,000 up to $50,000;
APR8.416% to 29.99%;7.46% to 35.97%;
Terms36 or 60-month terms;2 to 7 years;
Origination FeeUp to 7% of the loan amount;1.85% to 8% of the loan amount;
Late Fee$15;$10;
Early Payoff PenaltyNone.None.

Are you interested in the Upgrade Personal Loan? Then keep reading. The next article will teach you everything you need about this product’s application process and requirements!

Upgrade logo

Upgrade Personal Loan: how to apply

Need a personal loan? Learn how to apply for the Upgrade Personal Loan and get your money with a few easy steps.

About the author  /  Beatriz Vieira

Beatriz Vieira is a producer and copywriter who is part of the finance writer team in this portal. She has a degree in Journalism and aims to improve her bilingual writing skills. Her subjects of most significant interest are culture, finances, and self-development.

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