Credit Cards

Apply for the SoFi Credit Card: find out how

Looking for a credit card with no annual fee or foreign transaction fee? How about 2% unlimited cash back rewards? Apply now and get started with a SoFi credit card today.


SoFi Credit Card: Easy application, no annual fee

SoFi Logo
Learn how to apply for the SoFi Credit Card! Source: The Insider Advisor

If you want to apply for the SoFi Credit Card, you first need to know that the application process is simple and online! With a few steps, you can apply for it without trouble.


Credit Card


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Earn cash back rewards! Fast and easy application!

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It offers great benefits, such as a 2% cash back reward and no annual fee. So let’s begin with the application process step by step. Keep reading to learn more! 

Online application

You can apply for the SoFi Credit Card through the SoFi website. You need to fill out the application form to get started.

SoFi will request your personal information, such as name, state, and email address. Next, you need to create a password and register your account. 

Further, they’ll request more information, such as your social security number and employment information, to see whether you qualify for this card. 

Once you complete all the requested items, review the terms and conditions and submit your application. 

You can immediately access your credit card through the SoFi digital wallet if approved. Also, after 7 to 10 business days, you’ll receive your physical credit card by mail to your address.

Simple, isn’t it? You can start enjoying your SoFi Credit Card benefits with a few simple steps.

Apply on the mobile app

Although the application process can only be made through the SoFi website, it offers a great mobile app for its customers. It is available for download on Google Pay and the Apple store.

The user-friendly mobile app allows customers to manage their accounts, make payments, access their virtual credit cards, and other useful perks.

SoFi Credit Card or Petal® 2 “Cash Back, No Fees” Visa®?

Young woman wearing business style holding laptop and credit card winking looking at the camera with sexy expression, cheerful and happy face.
Compare SoFi Credit Card and Petal® 2 “Cash Back, No Fees” Visa®! Source: Adobe Stock

SoFi is a great credit card, but it is important to know your options before applying for it! So let’s meet the Petal® 2 “Cash Back, No Fees” Visa® Credit Card.

This credit card accepts applicants with poor or no credit scores. It charges no annual fee.

And will help you increase your credit score since it reports your monthly payments to three major credit bureaus.

You can get pre-approved without hurting your score! Great, isn’t it? Let’s compare both cards’ details to help you make the best decision!

SoFi Credit Card

  • Credit Score: At least 670;
  • Annual Fee: No annual fee;
  • Regular APR: 15.99% to 27.99% variable APR for purchases and balance transfers (terms apply);
  • Welcome bonus: Up to $200 when funding an investing, checking, or savings account after approval and 3% cash back for one year;
  • Rewards: 2% cash back (terms apply).

Petal® 2 “Cash Back, No Fees” Visa® Credit Card

  • Credit Score: Poor or no score;
  • Annual Fee: No annual fee;
  • Regular APR: 15.99% – 29.99% (variable);
  • Welcome bonus: N/A;
  • Rewards: 1% – 1.5% cash back (terms apply).

If you’re interested in the Petal® 2 “Cash Back, No Fees” Visa® Credit Card and want to apply for it, we are here to help!

Read the next article to find out how the application process works, and apply today! 

Petal® 2 "Cash Back, No Fees" Visa® Credit Card

Apply for the Petal® 2 Visa® Credit Card

Learn how to apply for the Petal® 2 "Cash Back, No Fees" Visa® Credit Card and start enjoying its benefits today!

About the author  /  Beatriz Vieira

Beatriz Vieira is a producer and copywriter who is part of the finance writer team in this portal. She has a degree in Journalism and aims to improve her bilingual writing skills. Her subjects of most significant interest are culture, finances, and self-development.

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