Chase Mortgage review: learn everything you need

Get to know everything you need about Chase Mortgage. In this review, learn all the perks and information before applying.


Chase Mortgage: Get competitive interest rates and down payment flexibility

Chase Mortgage review
Read Chase Mortgage’s full review! Source: Chase

For new homebuyers looking for rates transparency and a variety of loan types, Chase Mortgage might offer just what they need! But before applying, read this Chase Mortgage review.

Chase Mortgage review

Chase Mortgage: how to apply

Learn how to apply for the Chase Mortgage and start financing your dream house now! Keep reading to learn more!

We’ll look closely at its mortgage options, details, and more. Once you’ve finished reading, you’ll be able to make the best decision! 

Credit score620 minimum credit score
Loans offeredConventional loans, FHA, VA, Dreamaker℠ loans, and Jumbo loans
Minimum down paymentThere are several downpayment options
APRThe APR depends on the loan
TermsThe terms depend on the loan and financial status

Chase Mortgage review: what you need to know

smiling woman holding smatphone and a hand on her chin
Learn how Chase Mortgage works. Source: Freepik

Chase Bank is one of the most popular lenders currently in the market. It offers great mortgage options to help people achieve their goals.

It offers conventional loans, adjustable-rate loans, FHA, VA, and Jumbo. A special offer called DreamMaker loan allows borrowers to make a down payment minimum of 3%. 

However, the down payment minimums might vary. The lowest you can achieve is 0%, but only with the VA loan option.

The average down payment minimum for other mortgage types is at least 3.5%, showing flexibility for homebuyers.

The term lengths range from 10 to 30 years, and borrowers can choose between fixed-rate or adjustable-rate terms.

The interest rates are not disclosed on the Chase website. So the best way to figure out what APR you’ll be paying is to get pre-approved and see which offers might be available to you.

Chase Mortgage main features

The Chase Mortgage is a great product, especially for first-time homebuyers. But it is important to compare the advantages and disadvantages of this product. Let’s check below.


  • Enjoy online support;
  • Apply and submit documents online;
  • Offers a variety of mortgage loans;
  • Enjoy a down payment minimum of 3% with the DreamMaker loan;
  • Enjoy discounts in case you’re a Chase Bank customer.


  • Chase Mortgage doesn’t offer USDA or HELOCs loans;
  • The application is not fully online.

Credit score required to apply

Like most mortgage loans, Chase Mortgage requires a FICO score of at least 620. So remember to check your credit score before applying. The better the score, the lower the interest rates.

Chase Mortgage application process: how does it work?

Applying for this mortgage loan is easy. Through a fast online process, you can start your application!

To learn more about how to apply for the Chase Mortgage, read the following article. We’ll teach every process you need to know.

Chase Mortgage review

Chase Mortgage: how to apply

Learn how to apply for the Chase Mortgage and start financing your dream house now! Keep reading to learn more!

About the author  /  Beatriz Vieira

Beatriz Vieira is a producer and copywriter who is part of the finance writer team in this portal. She has a degree in Journalism and aims to improve her bilingual writing skills. Her subjects of most significant interest are culture, finances, and self-development.

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