First Access Visa® Card review: rates, pros and cons
Find out what the First Access Visa® Card is all about in our detailed review. Learn about the rates, fees, and benefits associated with this card.
First Access Visa® Card: Qualify with lower credit and get fast approval
Are you looking for an easy-to-get credit card that accepts applicants with lower credit history? Then the First Access Visa® Card might be a great option for you!
In this article, we’ll walk you through this credit card’s details to help you decide if it’s worth applying for it. Keep reading to learn more.
|At least 300
|$75 for the first year. Then, $48.00
All you need to know about the First Access Visa® Card
First Access Visa® Card is a good credit card option for people with bad credit. This credit card is issued by The Bank of Missouri and comes with a credit limit of $300.
This unsecured credit card offers a 34.99% APR and an annual fee. It also comes with a monthly service fee, starting at $0 in the first year and $8.25 monthly after that.
You must pay a one-time program fee to get started with your account when you’re approved for this credit card.
This credit card will help you improve your credit history since it is made for bad credit applicants. It reports your monthly payments to all three major credit bureaus in the U.S.
Also, since it is a Visa credit card, it gets wide acceptance across the country. However, you cannot make any purchases outside the U.S.
First Access Visa® Card details
First Access Visa® Card might not offer great features, but still, it is a good opportunity for credit building. Let’s take a closer look at its details and compare the pros and cons below.
- Accepts applicants with poor credit history;
- Easy approval process;
- This card doesn’t require a security deposit.
- Offers a low credit limit of $300;
- The card offers no rewards;
- It charges a one-time fee after approval;
- Charges a higher than average APR.
What is the credit score necessary to apply?
The credit score requirements for this credit card are flexible. It accepts applicants with bad or fair scores. So if you want to apply for this credit card, you must have a score of at least 300.
Learn how to get the First Access Visa® Card
Applying for this credit card is easy, and the application process is fast. Once you fill out all the information needed, you can get the result in seconds.
If you want to apply for this card and start rebuilding your credit, read the next article. We’ll explain all you need to know. Read on and learn more!
About the author / Beatriz Vieira
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