Credit Cards

First Digital Mastercard®: Even with a less-than-perfect credit score enjoy a credit card with a limit and no security deposit!

Do you want to know all about the First Digital Mastercard®? This comprehensive review has everything you need to know, including benefits and drawbacks.

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First Digital Mastercard®: Bad credit accepted. Pre-qualify with a soft score pull that doesn’t hurt your credit.

First Digital NextGen Mastercard® Credit Card
First Digital Mastercard® review! Source: The Insider Advisor
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First Digital Mastercard®

Apply First Digital

Digital Card For bad credit

Want to learn how to apply for the First Digital Mastercard®? Look no further!

You will remain in the same website

Are you looking for a new credit card? If so, then this First Digital Mastercard® review will help you compare your options.

In this post, we’ll take a look at the rates, pros, and cons of this credit card. Keep reading to learn more about this card and find out if it’s right for you!

Credit Score300 or higher;
Annual Fee$75 for the first year. After that, $48 annually;
Regular APR35.99% (variable for purchases and cash advances);
Welcome bonusN/A;
RewardsN/A.

All you need to know about the First Digital Mastercard®

Synovus Bank issues the First Digital Mastercard®, and it is a great option for anyone with bad credit. It helps people to establish or rebuild their credit scores.

This product doesn’t require a security deposit and offers an initial credit limit of $300. Also, it has a 35.99% APR for purchases and cash advances.

First Digital Mastercard® customers will be charged an annual fee of $75 in the first year, and after that, they will pay $48 annually.

In addition, there is an activation fee of $95 and a monthly fee of $8.25 in the second year of account opening.

It considers people with bad credit as suitable applicants. Therefore, it can be a useful tool for rebuilding credit.

This credit card issuer reports the monthly payments to the three major credit bureaus – Equifax, TransUnion, and Experian.

Furthermore, it offers Mastercard Zero Fraud Liability, and cardholders can enjoy Mastercard acceptance nationwide!

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First Digital Mastercard®

Apply First Digital

Digital Card For bad credit

This credit card may be eligible to your despite of your credit score!

You will remain in the same website

First Digital Mastercard® details

African american girl holding credit card and smartphone
Learn if this credit card is the right fit for your wallet! Source: Adobe Stock

First Digital Mastercard® might not offer great customer benefits. However, it is good to achieve a higher credit score.

To help you make the best decision, we compared this credit card’s perks and drawbacks. Lets’s take a look and decide if this product is the best fit for your wallet.

Advantages

  • This credit card considers applicants with bad credit;
  • It helps customers to rebuild credit since it reposts to multiple credit bureaus;
  • It offers Zero Fraud Liability;
  • Enjoy a MasterCard credit card acceptance nationwide;
  • Simple and secure application process;
  • This credit card is unsecured;
  • Credit limit despite of your credit score

Disadvantages

  • This product does not offer a reward program;
  • No welcome bonus is offered;
  • Charges and activation fee.

What is the credit score necessary to apply?

This credit card is a good way to start building your credit score. Naturally, it accepts applicants with limited history and bad credit.

Thus, the minimum credit score requirement for applying for the First Digital Mastercard® credit card is 300.

Learn how to get the First Digital Mastercard®

Applying for this credit card is as easy as it looks. You submit your application through the website and get a decision in only 60 seconds.

If you want to learn more about how the application works, keep reading. In the next post, we’ll walk you through all the processes!

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First Digital Mastercard®

Apply First Digital

Digital Card For bad credit

Look no further. Start building your credit score today! No deposit needed!

You will remain in the same website

About the author  /  Beatriz Vieira

Beatriz Vieira is a producer and copywriter who is part of the finance writer team in this portal. She has a degree in Journalism and aims to improve her bilingual writing skills. Her subjects of most significant interest are culture, finances, and self-development.

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