First Digital Mastercard®: Even with a less-than-perfect credit score enjoy a credit card with a limit and no security deposit!
Do you want to know all about the First Digital Mastercard®? This comprehensive review has everything you need to know, including benefits and drawbacks.
First Digital Mastercard®: Bad credit accepted. Pre-qualify with a soft score pull that doesn’t hurt your credit.
Are you looking for a new credit card? If so, then this First Digital Mastercard® review will help you compare your options.
In this post, we’ll take a look at the rates, pros, and cons of this credit card. Keep reading to learn more about this card and find out if it’s right for you!
|300 or higher;
|$75 for the first year. After that, $48 annually;
|35.99% (variable for purchases and cash advances);
All you need to know about the First Digital Mastercard®
Synovus Bank issues the First Digital Mastercard®, and it is a great option for anyone with bad credit. It helps people to establish or rebuild their credit scores.
This product doesn’t require a security deposit and offers an initial credit limit of $300. Also, it has a 35.99% APR for purchases and cash advances.
First Digital Mastercard® customers will be charged an annual fee of $75 in the first year, and after that, they will pay $48 annually.
In addition, there is an activation fee of $95 and a monthly fee of $8.25 in the second year of account opening.
It considers people with bad credit as suitable applicants. Therefore, it can be a useful tool for rebuilding credit.
This credit card issuer reports the monthly payments to the three major credit bureaus – Equifax, TransUnion, and Experian.
Furthermore, it offers Mastercard Zero Fraud Liability, and cardholders can enjoy Mastercard acceptance nationwide!
First Digital Mastercard® details
First Digital Mastercard® might not offer great customer benefits. However, it is good to achieve a higher credit score.
To help you make the best decision, we compared this credit card’s perks and drawbacks. Lets’s take a look and decide if this product is the best fit for your wallet.
- This credit card considers applicants with bad credit;
- It helps customers to rebuild credit since it reposts to multiple credit bureaus;
- It offers Zero Fraud Liability;
- Enjoy a MasterCard credit card acceptance nationwide;
- Simple and secure application process;
- This credit card is unsecured;
- Credit limit despite of your credit score
- This product does not offer a reward program;
- No welcome bonus is offered;
- Charges and activation fee.
What is the credit score necessary to apply?
This credit card is a good way to start building your credit score. Naturally, it accepts applicants with limited history and bad credit.
Thus, the minimum credit score requirement for applying for the First Digital Mastercard® credit card is 300.
Learn how to get the First Digital Mastercard®
Applying for this credit card is as easy as it looks. You submit your application through the website and get a decision in only 60 seconds.
If you want to learn more about how the application works, keep reading. In the next post, we’ll walk you through all the processes!
About the author / Beatriz Vieira
Avant Personal Loan: how to apply
Learn how to apply for the Avant Personal Loan! With fast approval, you can get the money you need quickly!Keep Reading
Homefinity Mortgage: how to apply
Learn everything you need to know about how to apply for the Homefinity Mortgage. Enjoy rate transparency and multiple loan options!Keep Reading
10 key mortgage terms you should know before buying a house
Find out what are the most common mortgage terms before buying a home. Keep reading to learn more about the important things to consider.Keep Reading
You may also like
How to apply for Bank of America® Travel Rewards for Students!
Elevate your student life with the Bank of America® Travel Rewards card. Earn as you spend and enjoy travel privileges.Keep Reading
How to Apply for the Group One Platinum Card?
Learn how to apply for the Group One Platinum Card. Find out if it's good for you. Enjoy 0% APR! Qualify with bad credit!Keep Reading