Honest Loans review: rates, fees, terms and more

Is Honest Loans the right option for you? Find out in our complete review! Find out the interest rates, loan amounts, repayment options, and more!


Honest Loans: Your personal loan matching service

Honest Loans logo
Find out more about this service in this Honest Loans review! Source: Honest Loans

When considering taking out a loan, it is important to research and find the best option! In this Honest Loans review, we’ll look at this company’s loans and what they offer.

Honest Loans logo

Honest Loans: how to apply

Find out how to apply for the Honest Loans services! Easy and fast application process.Get the money you need in one business day!

Additionally, we’ll walk you through all the details, so you’ll learn what you’re going for when applying! Keep reading for more information on this company! Let’s get started!

Credit ScoreIt depends on the lender you’re applying for;
Loan PurposeDebt consolidation, home repairs or renovation, emergencies, personal needs, and more;
Loan AmountsUp to $50,000;
APRSee terms;
TermsUp to 60 months;
Origination FeeIt depends on the lender you borrow from;
Late FeeIt depends on the lender;
Early Payoff PenaltyDepends on the lender.

Honest Loans review: what you need to know

Honest Loans is a matching company that connects borrowers to lenders, operated by OnlineLoanNetwork.com. They offer personal loans, cash advances, and payday loans.

They offer a simple, secure, and transparent service to help customers find the best lending condition.

This service offers personal loan amounts that range from $100 up to $50,000.

These loans can be used for multiple purposes, including a large purchase, home repairs, consolidating debt, and more.

Since it is a loan marketplace, any potential fees, interest rates, and credit score requirements will depend on the lender you’re applying for.

Also, the loan repayment terms will range up to 60 months.

When applying for Honest Loans, they’ll show you an overview of the available lenders. Also, some alternative lenders might be a better option for you!

Furthermore, they deliver a fast application process and funding. You can receive the requested funds in the next business day.

However, the available lender on the Honest Loans platforms does not operate in Arkansas, Arizona, Georgia, Oregon, or West Virginia.

Honest Loans main features

Happy man holding laptop and celebrating his success over pink background.
Learn what are the Honest Loans main features! Source: Adobe Stock

Honest Loans will help you find the best lender and lending conditions for your needs!

But before applying, it is always essential to take notes on the advantages and disadvantages of this service!

Below, let’s make a clear comparison to help you make the best decision possible.


  • Wide range of loan amounts. From $100 up to $50,000;
  • The loans can be used for multiple purposes;
  • Fast loan funding! The loan amount will be in your account on the next business day;
  • Offer flexible eligibility requirements;
  • Honest Loans delivers 24/7 service.


  • Honest Loans is only available online;
  • The lender on this marketplace doesn’t offer a personal loan in Arkansas, Arizona, Georgia, Oregon, or West Virginia.

Credit score required to apply

Since Honest Loans delivers an online loan matching service, the credit score requirements will depend on the lenders.

Therefore, you have to check the minimum borrowing requirements before applying.

Honest Loans application process: how does it work?

Honest Loans offers multiple personal loan options. You can easily apply for this service online. If you want to learn more about the application process, read the next article.

We’ll fill you in on how the application works and the requirements for qualifying for the Honest Loans.

Honest Loans logo

Honest Loans: how to apply

Find out how to apply for the Honest Loans services! Easy and fast application process.Get the money you need in one business day!

About the author  /  Beatriz Vieira

Beatriz Vieira is a producer and copywriter who is part of the finance writer team in this portal. She has a degree in Journalism and aims to improve her bilingual writing skills. Her subjects of most significant interest are culture, finances, and self-development.

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