Debit Cards

H&R Block Emerald Prepaid Mastercard® review: rates, pros and cons

Should you get the H&R Block Emerald Prepaid MasterCard? In this review, you will find out its pros and cons. Keep reading for more details about this product!

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H&R Block Emerald Prepaid Mastercard®: No credit check and no activation fee

H&R Block Emerald Prepaid Mastercard®
H&R Block Emerald Prepaid Mastercard® review! Source: The Insider Advisor

The H&R Block Emerald Prepaid Mastercard® review will detail the pros and cons of using this card. There’s no credit check, so it is easy to get!

H&R Logo

Learn more: H&R Block Emerald Prepaid Mastercard

Find out how to apply for the H&R Block Emerald Prepaid Mastercard® today! Pay no activation or monthly maintenance fee!

This card could be a good choice for anyone who wants a prepaid card without all the hassle of going through a credit check! Keep reading to learn more about this product!

Credit ScoreNo credit check is required;
Annual Fee$0;
Regular APR0%;
Welcome bonusN/A;
RewardsN/A.

All you need to know about the H&R Block Emerald Prepaid Mastercard®

The H&R Block Emerald Prepaid Mastercard®  is issued by MetaBank, based in Storm Lake, IA.

It was designed for customers who prefer the convenience of paying with plastic! Also, it is a good option for those who don’t want or don’t qualify for a regular credit card.

This reloadable prepaid debit card allows customers to make direct deposits of their tax refund without going to the bank.

As a result, the card’s limit is the amount of money available in your account.

You can add money to your Emerald Prepaid Mastercard® by receiving a direct deposit, loading a check through the MyBlock mobile app, or transferring money from a linked account.

Also, customer can reload their cards through a participating retail reload location, but this will cost them a fee of up to $4.95.

This prepaid card requires no credit check and charges no monthly service or activation fees. Additionally, customers can enjoy Mastercard acceptance nationwide.

H&R Block Emerald Prepaid Mastercard® details

Hand holding credit card and using tablet ,laptop,online banking
Find out what the H&R Block Emerald Prepaid Mastercard® details are! Source: Adobe Stock

H&R Block Emerald Prepaid Mastercard® gives cardholders easy access to their money. Also, it offers a safer place to keep their cash.

But before getting this card, you need to analyze its details. Below, let’s compare the main benefits and drawbacks of this product!

Advantages

  • Enjoy free ATM withdrawals through the H&R Block Emerald network;
  • Pay no monthly maintenance fee;
  • Offer multiple ways to reload the debit card for free;
  • This card charges no activation fee;
  • Manage your money easily through the MyBlock mobile app.

Disadvantages

  • Card reload at participating retail reload locations will cost $4.95;
  • An inactivity fee is charged when your card is not used for 60 days;
  • It doesn’t help you build credit.

What is the credit score necessary to apply?

If your credit score is stopping you from getting this card, don’t worry! H&R Block Emerald Prepaid Mastercard® is a reloadable debit card. Therefore, no credit check is required.

But, unfortunately, this debit card won’t help you raise your credit score.

Learn how to get the H&R Block Emerald Prepaid Mastercard®

Getting this debit card is easy as fast! You can open your account online and receive your card whithin days!

If you want to learn more about how the application process works, keep reading!

This next article will teach you how to apply for the H&R Block Emerald Prepaid Mastercard® in detail!

H&R Logo

Learn more: H&R Block Emerald Prepaid Mastercard

Find out how to apply for the H&R Block Emerald Prepaid Mastercard® today! Pay no activation or monthly maintenance fee!

About the author  /  Beatriz Vieira

Beatriz Vieira is a producer and copywriter who is part of the finance writer team in this portal. She has a degree in Journalism and aims to improve her bilingual writing skills. Her subjects of most significant interest are culture, finances, and self-development.

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