Medicaid: health coverage for low-income families
Find out how to apply for Medicaid, the health coverage program that can help you and your family if you have limited income and resources. Keep reading to learn more!
Medicaid: providing medical assistance for the Americans
Are you like millions of Americans who struggle to access affordable health coverage? If so, Medicaid could be the answer to your needs!
This blog post will cover everything you need about this program, including what it covers and who qualifies. Keep reading and learn more!
What is Medicaid and who is it for?
Created in 1965, Medicaid is a joint federal and state program that provides health assistance for American Families. In fact, it is the largest source of health coverage in the U.S.
Medicaid is funded by the federal government, which also sets general guidelines for the program. Nevertheless, the program will differ from state to state.
Additionally, its main goal is to help certain groups of individuals, such as low-income families, qualified pregnant women and children, and individuals receiving Supplemental Security Income (SSI).
Overall, the assistance provided is based on your income and family size. Also, the minimum requirements might vary from state to state.
Like other welfare programs, you must apply in your state! Also, applicants must be U.S. citizens or qualified non-citizens, such as lawful permanent residents.
What are the benefits of the Medicaid program?
As said, this program provides millions of Americans with free or low-cost health coverage. There, it covers multiple mandatory services, including:
- Inpatient and outpatient hospital services;
- Physician services;
- X-ray services;
- Home health services;
- Family planning services;
- Certified Pediatric and Family Nurse Practitioner services;
- Transportation to medical care.
Also, there are optional benefits included in Medicaid, such as drugs prescription, case management, dental services, clinic services, physical therapy, and occupational therapy.
The optional services might vary from state to state, so remember to consult your state’s benefits to make a more informed decision.
Does Medicaid have any costs?
Medicaid can provide free or low-cost health assistance. As a result, states might have the option to establish cost-sharing or charge premiums.
It includes copayments, coinsurances, deductibles, and other charges. Additionally, if you’re part of a group with a higher income, the state can impose a higher charge.
So before using this program, check the overall policies so you won’t be caught by surprise.
How can you apply for Medicaid?
If you think you might be eligible for it, this can be an excellent way to ensure your family’s health. But how to apply for it?
Well, it is simple. Eligible individuals can apply through the Health Insurance Marketplace or their state Medicaid agency.
The application is simple! Keep reading and learn more about how to apply for this program and what are the eligibility requirements! Let’s get started.
About the author / Beatriz Vieira
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