Credit Cards

Mercury® Mastercard® credit card review: rates, pros, and cons

Looking for a great credit card? Mercury® Mastercard® can be the perfect option for you! Check this post and learn everything you need to know about this card!

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Mercury® Mastercard® credit card: Apply with fair credit and pay no annual fee

Mercury® Mastercard® credit card
Mercury® Mastercard® full review! Source: The Insider Advisor

Are you in the market for a new credit card? If so, the Mercury® Mastercard® credit card might be a good option for you! Especially if you don’t want to pay an annual fee.

Mercury® Mastercard® credit card

Learn how to apply for the Mercury® Mastercard®

Want to enjoy a credit card with no annual fee and raise your credit? Then read this article and learn how to apply for the Mercury® Mastercard® card now!

In this blog post, we’ll take a closer look at this card, including its rates, pros, and cons, and help you decide if it’s the right fit for your wallet! So, let’s get started.

Credit ScoreFair credit (at least 575).
Annual Fee$0.
Regular APR28.49% to 30.49% variable APR.
Welcome bonusNo welcome bonus.
RewardsNo rewards.

All you need to know about the Mercury® Mastercard® credit card

The Mercury® Mastercard® is ideal for anyone who wants to save money on fees. This unsecured credit card is issued by First Bank & Trust.

One of the major perks of this credit is the $0 annual fee. This card also reports your payments to the three major bureaus, giving you chances to build a better credit score.

Furthermore, it allows you to make cash advances, balance transfers, and foreign transactions. Also, it doesn’t require a security deposit.

Although the card offers lower fees to its cardholders, the APR rates are higher than the average, with 28.49% to 30.49% variable APR. 

Your credit limit can increase periodically with on-time payments. However, you can only apply if you’re invited.

Mercury® Mastercard® credit card details

Mercury® Mastercard® credit card
See the pros and cons of this credit card! Source: Adobe Stock

Despite the high APR, this credit card can offer some attractive benefits. So take a closer look at its advantages and disadvantages.

Advantages

  • $0 annual fee;
  • It reports your credit to three significant bureaus;
  • The card offers Mastercard® ID theft protection;
  • Join a payment protection plan;
  • Get zero fraud liability.

Disadvantages

  • High APR rates;
  • The card offers no welcome bonuses or rewards;
  • You need an invitation to apply.

What is the credit score necessary to apply? 

Having a FICO Score of at least 575 will raise your chances of being approved for the Mercury® Mastercard® credit card.

So if you have a fair credit score or better, you might be eligible for this card.

Learn how to get the Mercury® Mastercard® credit card

You can only apply for this credit card if you receive an invitation. Want to know more about its application process? Read the next post and learn how the application process works.

Mercury® Mastercard® credit card

Apply for the Mercury® Mastercard® card: find out

Want to enjoy a credit card with no annual fee and raise your credit? Then read this article and learn how to apply for the Mercury® Mastercard® card now!

About the author  /  Beatriz Vieira

Beatriz Vieira is a producer and copywriter who is part of the finance writer team in this portal. She has a degree in Journalism and aims to improve her bilingual writing skills. Her subjects of most significant interest are culture, finances, and self-development.

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