Mission Lane Visa® Credit Card review: rates, pros and cons
Need a new credit card? Check out our review of the Mission Lane Visa® Credit Card to see if it's the right one for you.
Mission Lane Visa® Credit Card: The credit card for people with bad credit
If you’re looking for a great deal on your next credit card, you’ll want to check out the Mission Lane Visa® Credit Card!
You can apply for this credit even if you have bad credit! Want to learn more about it? By the end of this post, you’ll have a good idea of whether this card is right for you or not!
|$0 to $75 (depending on your credit history)
|19.49% to 29.99% variable APR for purchases
27.74% to 29.99% for cash advances
All you need to know about the Mission Lane Visa® Credit Card
The Mission Lane Visa® Credit Card is an unsecured card that offers lower costs than most. It is a perfect way for people with bad credit to build their scores.
One of its main benefits is the lower annual fee it offers. Depending on your credit history, it might range between $0 and $75.
Despite the relatively low annual fee, the APR rates can be higher than average. Cardholders will be charged a variable APR of 19.49% to 29.99% for purchases.
The Mission Lane Visa® starts with a $300 credit limit, and after 12 months, if you show yourself as a responsible user, you can increase your limit.
So remember to make on-time payments. Moreover, the card itself does not offer any welcome bonuses or rewards.
However, it comes with basic Visa benefits, which can be helpful, such as zero liability protection, support in the case of stolen or lost cards, and roadside dispatch.
Mission Lane Visa® Credit Card details
Notably, this credit card offers transparent pricing—no hidden fees! So you always know exactly how much you’re spending and avoid surprises.
On the other hand, the lack of benefits can be a drawback. There are still a few things to consider before making a decision, so let’s compare this card’s pros and cons!
- The card helps you build or rebuild credit;
- Requires no security deposit at the account opening;
- Get higher limits with on-time payments after 12 months;
- Enjoy Visa® coverage;
- Qualify with bad to fair credit.
- No rewards or welcome bonus;
- Higher APR rates;
- The card offers a low starting credit limit.
What is the credit score necessary to apply?
This credit card will help you build a higher score, so you won’t need a great score to apply. You can qualify for this card with poor to fair (300 – 670) credit.
Learn how to get the Mission Lane Visa® Credit Card
Applying for this card is simple and only takes a few minutes. In the next post, we’ll walk you through the application process.
Learn how to apply for the Mission Lane Visa® Credit Card! Easy and fast application process. And you can get the perks with no hidden fees!
About the author / Beatriz Vieira
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