The Citi Double Cash Card is one the best options out there for your everyday spending!

The Citi Double Cash Card is among one of the best any cash-back cards, especially with a $0 annual fee

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The Citi® Double Cash Card is a no-annual-fee credit card that offers 2% cash back on all purchases. That means you earn 1% cash back when you make a purchase and another 1% cash back when you pay your bill. In addition, the card offers a $200 cash back bonus (as 20,000 ThankYou® Points) after you spend $1,500 in the first 6 months of use. For those who need to transfer high-cost debt, the card also offers a 0% intro APR on balance transfers for 18 months (after that, the variable APR is 19.24% to 29.24%).

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The Citi® Double Cash Card is packed with benefits that can transform your financial life. Continue reading to discover how these advantages can work for you.

Enjoy 2% cash back on purchases: 1% when you buy, plus an additional 1% as you pay for them.
No annual fees to worry about, saving you money every year.
Flexibility with your credit with the ability to choose your payment date.
Access to Citi® Identity Theft Solutions, protecting your financial information.

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The Citi Double Cash Card is a workhorse in the credit card arena, offering superior flat-rate cash back – an ideal choice for consumers seeking hassle-free rewards on all purchases. While lacking the allure of flashy features, it compensates with daily reliability, reminiscent of a Honda Accord amidst a market flooded with Lamborghini imitators.

Earning 2% cash back on every purchase — 1% when made and another 1% upon payment — this card ensures unlimited rewards with no annual fee. While it holds its ground independently, it excels as a companion to a bonus-category credit card for a two-card strategy, with the added benefit of transferring rewards to partners for potential value.

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Credit Card

Citi® Double Cash Card

Good limit Great Cash-back

It’s essential to review your credit card statement regularly.

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Despite the absence of a 0% introductory period for purchases, the Citi Double Cash® Card remains a top consideration for reliable rewards with minimal effort. This cash-back card simplifies the user experience by eliminating complex bonus categories, making it an excellent choice for those seeking straightforward rewards. Flexibility arises from the potential conversion of ThankYou points into travel benefits, although transfer ratios should be considered.

While drawbacks include the lack of everyday bonus categories and an absence of an intro APR on purchases, the card’s 3% foreign transaction fee limits its international use. Optimizers can enhance rewards by combining it with a bonus-category card.

The Citi® Double Cash Card is a credit card offered by Citibank. It is known for its unique feature that allows cardholders to earn cash back twice on every purchase: 1% when making the purchase and an additional 1% when paying the full amount of the bill.

The double cashback system of the Citi® Double Cash Card is straightforward. Cardholders earn 1% cashback when they make a purchase and then earn an extra 1% cashback when they pay the full amount of the purchase. This adds up to a total of 2% cashback on all eligible purchases.

No. You can continue earning cashback on all eligible purchases as long as your account remains in good standing.

The Citi® Double Cash Card typically does not charge an annual fee. It is known for its no annual fee feature, making it a popular choice for many cardholders.

Cardholders can redeem their cashback rewards for statement credits, checks, or direct deposits to their bank account. The redemption process is usually straightforward, and the earned cashback can be used to offset purchases or even pay down the credit card balance.

Yes, the Citi® Double Cash Card often provides an introductory APR offer for balance transfers and purchases. It allows new cardholders to benefit from a low or 0% APR for a specified period, helping them save on interest charges.

The specific eligibility criteria may vary, but generally, applicants need to have a good to excellent credit score to qualify for the Citi® Double Cash Card. Other factors, such as income and credit history, will also be taken into consideration during the application process.

card

Credit Card

Citi® Double Cash Card

Good limit Great Cash-back

It’s essential to review your credit card statement regularly.

You will remain in the same website

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