Enjoy the convenience of paying with plastic and a free and online application

Netspend® Prepaid Card, get cash back rewards, and access a high-yield savings account


Have you ever had trouble with credit in the past? Is this stopping you from getting a new card? Well, I think you’ve just found what you need! Meet Netspend® Prepaid Card, a reloadable debit card that will give you fast and easy access to your money! You can apply online, and there are no costs for the application and the card’s activation. Great perks, right? Plus, customers can enjoy Visa and Mastercard nationwide acceptance and benefits!


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And there is more! Netspend offers two flexible plans for its clients: Pay-As-You-Go and Monthly plans. And charges no cash-advance or late payment fees! Below, let’s see what else this debit card has to offer!

Earn cash back with Netspend Payback Rewards;
Manage your account through the user-friendly Netspend: Manage Money Online mobile app;
Receive Direct Deposits up to 2 days early;
Enjoy Visa or Mastercard benefits.

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Netspend® Prepaid Card: Take Control of Your Money and Earn Rewards

Need a convenient way to manage your money without credit checks or bank accounts? The Netspend® Prepaid Card might be an option! Let’s dissect its features:


  • Flex your plan: Choose the Monthly Plan for unlimited deposits (fee applies) or the Pay-As-You-Go Plan for occasional use (avoid fees).
  • No credit, no problem: Start managing your finances even with no credit history.
  • Zero interest zone: Say goodbye to pesky interest rates, cash advance fees, and late payment charges.
  • Instant access nationwide: Load your card at 130,000 locations in the US and enjoy Visa or Mastercard acceptance almost anywhere.
  • Reward your hustle: Earn cash back on purchases from select merchants, just activate through the Netspend Rewards Page.
  • High-yield haven: Access a high-yield savings account to make your money grow.


  • Fee frenzy: Be prepared for per-transaction charges of up to $5.95 (even higher for some reloads).
  • Cash withdrawal sting: No free ATM network, every withdrawal bites into your balance.
  • Inactivity trap: Don’t let your card be idle for 90 days, or an inactivity fee will sneak in.
  • No international adventures: This card stays domestic, no overseas spending allowed.
Netspend logo

Learn how to apply for the Netspend® Prepaid Card

Want to apply for the Netspend® Prepaid Card? This guide will tell you everything. Earn cash back rewards! No activation fee!

Getting this reloadable debit card is simple! You can order it online and even choose your card’s design. You can apply through the Netspend website. They will request basic information to verify your identity, such as name, home address, email address, and more. The application only takes a few minutes, and after you place your card’s orders, it can take 7 to 10 business days to arrive through the mail. After that, you must activate your card on the Netspend website!

Netspend offers multiple ways for customers to add money to their Netspend® Prepaid Cards! They can make direct deposits and use Netspend reload network locations. Also, they can load their cards through bank transfers, PayPal®, money transfers between Netspend card accounts, and tax funds.

Unfortunately, no! Netspend® Prepaid Card doesn’t report your transactions to the major credit bureaus. Therefore, it won’t help you build credit! However, it can be a great alternative for those who currently can’t apply for a regular credit card and still want the convenience of paying with plastic! Netspend® Prepaid Card doesn’t require credit from new applicants.

Netspend logo

Apply for the Netspend® Prepaid Card: find out how

Want to apply for the Netspend® Prepaid Card? This guide will tell you everything. Earn cash back rewards! No activation fee!

If you think Netspend® Prepaid Card is not the right option, meet the Sesame Cash Prepaid Card. This card offers a chance for customers to raise credit! 

Also, it delivers cash-back rewards to select merchants! So, keep reading if you’re interested in the Sesame Cash Prepaid Card. The next post will explain how the application works.

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Apply for the Sesame Cash debit card: find out how

Learn how to apply for the Sesame Cash debit card today! Enjoy cash back rewards and raise your credit score with this debit card!

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