Great, I've just found the perfect credit card for you! Petal® 1 offers a fertile ground for credit newbies with its fee-free approach and flexible cash back rewards.

Petal® 1 "No Annual Fee" Visa® Credit Card, qualify and get up to 10% cash back


Looking for a new credit card to help you rebuild your score? Then the Petal® 1 “No Annual Fee” Visa® Credit Card is perfect for you. Get up to 10% cash back on select merchants!


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Are you looking to build your credit score? The Petal® 1 "No Annual Fee" Visa® Credit Card is a great option for you. Let’s see what perks the Petal® 1 "No Annual Fee" Visa® Credit Card offers.

Pay no annual fee!
Reports your monthly payments to credit bureaus!
Manage your account through the Petal app!
Enjoy AutoPays on Petal app, and don’t miss your payments!

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Petal® 1: Sprout a Healthy Score with Cash Back

Looking to bloom a solid credit score even if your past is a bit patchy? The Petal® 1 “No Annual Fee” Visa® Credit Card could be your blossoming bud. Let’s break down its offerings:


  • Credit-friendly: Even bad or no credit scores can qualify! Open the door to financial progress.
  • Zero-fee fiesta: Say goodbye to annual, account opening, monthly maintenance, and foreign transaction fees! Freedom from financial thorns.
  • Cash back bloom: Earn 2% – 10% at select merchants. Watch your rewards garden grow!
  • Credit bureau love: Petal® 1 reports your payments, nurturing your credit score with responsible use.
  • Visa perks: Enjoy peace of mind and convenience with built-in Visa benefits.


  • Potentially prickly APR: Watch out for rates ranging from 22.24% to 31.74% (variable)! Handle credit responsibly to avoid stings.
  • No initial bloom: No welcome bonus here, but your rewards can blossom over time.
  • Selective cash back: Those juicy 10% rewards are exclusive to specific merchants. Targeted growth, not an overall bouquet.
  • No balance transfers: This card focuses on building new credit, not transplanting old debt.
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Learn how to apply for the Petal® 1 Visa® Card

Want to apply for the Petal® 1 "No Annual Fee" Visa® Credit Card and start building credit? Read this full article and learn how!

Absolutely! Petal® 1 reports your payments to major credit bureaus, so responsible use can help your score flourish.

Look for Petal® partners like Uber, Grubhub, and Amazon to unlock those sweet 10% rewards.

Easy! Apply online in minutes and receive a decision within 24 hours. No credit score required!

The Petal® 1 card has no annual fee, account opening fee, monthly maintenance fee, or foreign transaction fee.

You can redeem your cash back rewards for statement credits or transfers to a Petal Checking Account.

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