The Petal® 2 stands out with its zero fees, flexible cash back, and credit-building focus

Petal® 2 "Cash Back, No Fees" Visa® Card, qualify and get rewards

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Are you looking for a starter card with some great benefits? Look no more! Petal® 2 “Cash Back, No Fees” Visa® Card will help you build or rebuild your score while you earn up to a 1.5% cash back reward!

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The Petal® 2 Visa® Credit Card is a great option for people who are looking to build their credit history. The card offers a number of features that can help you build your credit. Yes! All this without paying hiding fees! See below what other benefits this credit card offers for customers!

Reports your payments to 3 major credit bureaus!
Accepts applicants with poor credit!
Manage your account easily through the Petal mobile app!
Get pre-approved with no score damage!

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Petal® 2: “Cash Back, No Fees” – Building Credit Without Breaking the Bank

Looking to boost your credit without getting bogged down by fees? The Petal® 2 Visa® Credit Card might be your petal to the metal. Let’s unpack its features:

Building Blocks:

  • No security deposit or annual fee: Save money from the get-go, unlike many starter cards.
  • Credit-friendly: Qualify with an average credit score, perfect for building from scratch.
  • On-time payment rewards: 1% cash back bumps to 1.5% after 12 months of responsible spending.
  • Major bureau reporting: Build credit with every swipe – payments reported to Equifax, Experian, and TransUnion.
  • Pre-approval option: Check your eligibility without denting your credit score.

Perks & Rewards:

  • 1% – 1.5% cash back: Earn on every purchase (boosts to 1.5% with on-time payments).
  • 2% – 10% bonus at select partners: Discover exclusive cash back at your favorite stores.
  • Cash Back Wallet: Redeem your rewards easily for statement credits or transfers.

Potential Downsides:

  • No intro APR: Interest accrues immediately on unpaid balances.
  • No welcome bonuses: No initial rewards for signing up.
  • Complex reward terms: Be sure to understand the specific categories and limitations of bonus cash back.
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Check how to apply for the Petal® 2 Visa® Card

Learn how to apply for the Petal® 2 "Cash Back, No Fees" Visa® Credit Card and start enjoying its benefits today!

The Petal® 2 Visa® Credit Card reports your payments to the major credit bureaus, which can help you build your credit history. When you make on-time payments, your credit score will go up.

You can earn 1% cash back on every purchase, and your rate bumps to 1.5% after 12 months of responsible spending. You can also earn bonus cash back at select partners, up to 10%.

You can redeem your cash back rewards for statement credits or transfers to a Petal Checking Account.

The Petal® 2 Visa® Credit Card is a good fit for people who are looking to build their credit history. The card offers no fees, flexible cash back, and a credit-building focus. However, it is important to consider the card’s limitations before applying.

The Petal® 2 Visa® Credit Card has a variable APR that can range from 15.24% to 29.24%, depending on your creditworthiness. The card also has a credit limit of up to $10,000, which may not be enough for some people.

You can apply for the Petal® 2 Visa® Credit Card online or through the Petal mobile app.

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