The Petal® 2 stands out with its zero fees, flexible cash back, and credit-building focus
Petal® 2 "Cash Back, No Fees" Visa® Card, qualify and get rewards
Are you looking for a starter card with some great benefits? Look no more! Petal® 2 “Cash Back, No Fees” Visa® Card will help you build or rebuild your score while you earn up to a 1.5% cash back reward!
The Petal® 2 Visa® Credit Card is a great option for people who are looking to build their credit history. The card offers a number of features that can help you build your credit. Yes! All this without paying hiding fees! See below what other benefits this credit card offers for customers!
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Petal® 2: “Cash Back, No Fees” – Building Credit Without Breaking the Bank
Looking to boost your credit without getting bogged down by fees? The Petal® 2 Visa® Credit Card might be your petal to the metal. Let’s unpack its features:
- No security deposit or annual fee: Save money from the get-go, unlike many starter cards.
- Credit-friendly: Qualify with an average credit score, perfect for building from scratch.
- On-time payment rewards: 1% cash back bumps to 1.5% after 12 months of responsible spending.
- Major bureau reporting: Build credit with every swipe – payments reported to Equifax, Experian, and TransUnion.
- Pre-approval option: Check your eligibility without denting your credit score.
Perks & Rewards:
- 1% – 1.5% cash back: Earn on every purchase (boosts to 1.5% with on-time payments).
- 2% – 10% bonus at select partners: Discover exclusive cash back at your favorite stores.
- Cash Back Wallet: Redeem your rewards easily for statement credits or transfers.
- No intro APR: Interest accrues immediately on unpaid balances.
- No welcome bonuses: No initial rewards for signing up.
- Complex reward terms: Be sure to understand the specific categories and limitations of bonus cash back.
The Petal® 2 Visa® Credit Card reports your payments to the major credit bureaus, which can help you build your credit history. When you make on-time payments, your credit score will go up.
You can earn 1% cash back on every purchase, and your rate bumps to 1.5% after 12 months of responsible spending. You can also earn bonus cash back at select partners, up to 10%.
You can redeem your cash back rewards for statement credits or transfers to a Petal Checking Account.
The Petal® 2 Visa® Credit Card is a good fit for people who are looking to build their credit history. The card offers no fees, flexible cash back, and a credit-building focus. However, it is important to consider the card’s limitations before applying.
The Petal® 2 Visa® Credit Card has a variable APR that can range from 15.24% to 29.24%, depending on your creditworthiness. The card also has a credit limit of up to $10,000, which may not be enough for some people.
You can apply for the Petal® 2 Visa® Credit Card online or through the Petal mobile app.
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