Rocket Personal Loan review: Learn all the details before applying

Read our Rocket Personal Loan review and learn about the advantages of this product. Compare pros and cons! Apply with fair credit!


Rocket Personal Loan: No hidden fees, quick funding

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Read our Rocket Personal Loan full review! Source: Rocket

If you need fast cash, we have a great solution for you in this Rocket Personal Loan review! But before applying, you must ensure this is the right product for you!

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Rocket Personal Loan: how to apply

Learn how to apply for the Rocket Personal Loan in this article! Fast and easy application. Pre-qualify without hurting your credit!

Then keep reading to learn all the details about this lender, including rates and fees. Then you can decide if this is the right lending choice for your needs.

Credit ScoreAt least 640;
Loan PurposeDebt consolidation, home repairs, medical expenses, auto expenses, and more;
Loan Amounts$2,000 up to $45,000;
APR8.416% to 29.99%;
Terms36 or 60-month terms;
Origination FeeUp to 7% of the loan amount;
Late FeeThere can be a fee depending on the loan amount or type;
Early Payoff PenaltyNone.

Rocket Personal Loan review: what you need to know

Rocket Personal Loan is a great way to quickly get the money you need. It offers flexible conditions to borrowers and a simple application process.

It offers unsecured loans ranging from $2,000 to $45,000 that can be used for multiple purposes, including consolidating debt, medical and auto expenses, and more.

Its annual percentage rate ranges from 8.416% to 29.99%, and repayment terms can go up to 60 months.

Rocket Personal Loan charges an origination fee of up to 7% of the loan amount. Also, a late payment fee is charged. However, you can pay off your loan earlier with no fees.

This lender offers some great features for its borrowers, such as a discount on your APR when setting autopay.

Additionally, you can pre-qualify without hurting your score and get quick funding of the requested amount.

Rocket Personal Loan main features

Happy young blonde girl using laptop computer while sitting with legs crossed and pointing both ways isolated over gray background
Find out what are the Rocket Personal Loan main features! Source: Adobe Stock

Rocket Personal Loan is a good way to get the money you need through a simple process! However, before applying, you need to consider this product’s details.

Then let’s compare the benefits and drawbacks of this product to help you make the best decision!


  • Easy and fast application process;
  • Pre-qualify and check your rates with no credit score damage;
  • Pay no early payoff penalty;
  • Wide range of loan amounts;
  • Get rate discounts with autopay;
  • Quick funding.


  • Charges origination fee;
  • Offers no secured, co-sign, or joint loan options;
  • Potentially high rates.

Credit score required to apply

To qualify for the Rocket Personal Loan, you must have fair credit. As a result, the minimum credit score requirement is 640.

Rocket Personal Loan application process: how does it work?

Applying for this product is simple! You can pre-qualify online and preview your rates without hurting your credit score!

To learn more about the application process, keep reading. The next article explains how it works and the requirements for an eligible applicant!

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Rocket Personal Loan: how to apply

Learn how to apply for the Rocket Personal Loan in this article! Fast and easy application. Pre-qualify without hurting your credit!

About the author  /  Beatriz Vieira

Beatriz Vieira is a producer and copywriter who is part of the finance writer team in this portal. She has a degree in Journalism and aims to improve her bilingual writing skills. Her subjects of most significant interest are culture, finances, and self-development.

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