SoFi Credit Card review: rates, pros, and cons
This credit card is designed for consumers who want to earn money on everyday purchases. Find out how the SoFi Credit Card works in this review post!
SoFi Credit Card: Enjoy up to 3% cash back rewards
We have a great option for you if you’re looking for a new credit card! This SoFi Credit Card review will show this card’s details and a few unique perks.
In addition, we’ll take a closer look at the rates, pros, and cons of this credit card. Also, we’ll help you decide if it’s the right fit for your needs! Keep reading to learn more!
|670 or more
|15.99% to 27.99% variable APR for purchases and balance transfers.
|Up to $200 when funding an investing, checking, or savings account after approval and 3% cash back for one year
|2% cash back
All you need to know about the SoFi Credit Card
SoFi Credit Card is currently among the best rates in the market. Its standard features are the $0 annual fee and cash-back rewards.
It offers 3% cash back for a year when you set up a direct deposit into a SoFi checking or saving account. After that, cardholders get unlimited 2% cash back on purchases.
The cash back rewards never expire and can be redeemed as Bitcoin and Ethereum.
Equally important, customers can earn up to $200 when funding an Invest, checking, and savings account after getting approved for the SoFi Credit Card (terms apply).
SoFi Credit Card details
SoFi credit card appears as a solid product for any eligible applicant. However, before applying for this card, it is decisive to compare the pros and cons.
This way, you can dive deep into its details and decide if it is worth it!
- This card offers 2% unlimited cash back;
- Charges no annual fee;
- SoFi credit card charges no foreign transaction fees;
- Enjoy cell phone protection;
- Get Mastercard ID theft protection;
- Enjoy world-elite Mastercard benefits.
- No intro APR period;
- Certain rewards might be limited to some customers.
What is the credit score necessary to apply?
SoFi requires a minimum credit score of 670 for its applicants. Since this card offers great benefits for cardholders, a good credit score is needed to qualify.
Also, remember that once approved, you can improve your credit history with your SoFi credit card.
Learn how to get the SoFi Credit Card
Applying for this product is simple! You can submit your application online and get a fast result!
To learn more about how to apply for it, read the next article. It will walk you through the application process.
About the author / Beatriz Vieira
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