Mortgages

Veterans United Home Loans review: rates, terms, pros and cons

Looking for a comprehensive review of Veterans United Home Loans? Look no further! This full review will break down the pros and cons of working with this lender.

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Veterans United Home Loans: the specialized lender in VA loans

Veterans United Home Loans logo
Veterans United Home Loans review! Source: The Insider Advisor

Are you in the U.S. military or a veteran? Then check out this Veterans United Home Loans review and learn how to increase your chances of getting approved for a home loan.

Veterans United Home Loans logo

Veterans United Home Loans: how to apply

Read on to find out how to apply for the Veterans United Home Loans. Enjoy free credit counseling and a specialized VA loan service.

In this article, we’ll review the rates, terms, pros, and cons of working with this lender to help you decide if it’s the right fit for your needs. Keep reading to learn more.

Credit Score620 or higher;
Loans OfferedConventional, Jumbo, FHA, VA, USDA, fixed-rate, adjustable-rate. Rate-and-term, cash-out, and streamline refinancing;
Minimum Down Payment0%;
APRSee terms;
Terms15 and 30 years.

Veterans United Home Loans review: what you need to know

Veterans United Home Loans is an online lender that delivers mortgages through all U.S. states.

It offers a convenient online service and has the main goal of helping military borrowers to achieve homeownership.

This lender has a variety of mortgage products available, including purchase and refinancing, jumbo loans, fixed and adjustable-rate, FHA, USDA, and VA.

Although Veterans United Home Loans has multiple loan types, this company specializes in VA loans.

Veterans United delivers home loans with 15 or 30 years terms, and borrowers can qualify with no down payment.

Also, their website displays updated rates for VA loan products daily.

Furthermore, this company allows homebuyers to prequalify online.

It delivers useful tools to help them navigate their mortgage process more easily, such as free credit counseling services.

Veterans United Home Loans main features

Thoughtful smiling lady looking up and holding laptop isolated
Learn the main details of the Veterans United Home Loans before applying. Source: Freepik

Veterans United Home Loans is a great opportunity for those who want to purchase or refinance a home. Plus, it is a popular choice among military borrowers.

But before applying for this product, you must compare its pros and cons. This way, you can find out if it’s the right option for you! Let’s take a look.

Pros

  • Veterans United Home Loans specializes in VA loans;
  • It offers 24/7 customer support through the phone;
  • It delivers free credit counseling for service members.

Cons

  • This lender does not offer home equity loans or HELOCs;
  • This lender has a limited number of branch offices.

Credit score required to apply

Borrowers need a credit score of at least 620 to qualify for a VA loan with the Veterans United Home Loans. Also, a minimum of 620 is required for conventional loans.

However, if you’re looking for better rates and terms, ensure your credit score is around 740.

Veterans United Home Loans application process: how does it work?

Veterans United Home loans deliver a quick and user-friendly application process. New customers can go through it within minutes.

Keep reading to learn how to apply for this lender. The following article will teach everything you need step by step. Let’s go!

Veterans United Home Loans logo

Veterans United Home Loans: how to apply

Read on to find out how to apply for the Veterans United Home Loans. Enjoy free credit counseling and a specialized VA loan service.

About the author  /  Beatriz Vieira

Beatriz Vieira is a producer and copywriter who is part of the finance writer team in this portal. She has a degree in Journalism and aims to improve her bilingual writing skills. Her subjects of most significant interest are culture, finances, and self-development.

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